Downpayment for condo in Singapore ordinarily requires twenty five% minimum amount for bank loan purchases, with a minimum of 5% in hard cash and 20% dollars/CPF; for initial housing financial loan, LTV around 75%, Customer’s Stamp Responsibility applies on tiered charges, Supplemental Buyer’s Stamp Duty may differ by profile; typical new start reserving cost five% hard cash, remainder of twenty% upon doing exercises within just possibility interval, click here progressive payment by development phases; resale needs Alternative Payment (one% hard cash) then training (4% hard cash) and harmony; legal service fees, valuation, mortgage responsibility, and fire coverage incorporate to upfront charges; linked key terms involve condo downpayment, LTV restrictions, TDSR fifty five%, MSR not applicable to non-public, CPF OA usage limits, least money, ABSD remission for married couples, lender interest charges, lock-in, and pricing sensitivity by district.